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- Poptávka po našich službách meziročněvzrostla o 79 %infoProcentuální rozdíl mezi počtem organických poptávek přijatých společností Hypo na míru s.r.o. v prvním kvartálu roku 2023 a prvním kvartálu roku 2024.
- Pomohli jsme k rozhodnutí více než 77 tis. klientůminfoSoučet počtu uživatelů s ověřeným telefonním číslem, kterým jsme zobrazili srovnání nabídek v hypotečním bankovnictví a počtu uživatelů, kterým jsme před zavedením povinného ověření telefonního čísla předložili srovnání nabídek či konkrétní nabídku (poskytli podklad k rozhodnutí).
402 reviews
Hypoteční kalkulačka
Pokud hledáte nejvýhodnější nabídku financování vlastního bydlení, proveďte si nejdříve srovnání hypoték. Práci vám usnadní naše online hypoteční kalkulačka, která vám rychle, jednoduše a z pohodlí domova nebo kanceláře srovná aktuální nabídky jednotlivých bank a představí výpočet hypotéky. Na případné dotazy vám rádi odpoví naši zkušení hypoteční specialisté online.
Výhodná hypotéka – jak ji poznáte?
Nabídky hypoték jednotlivých bank se liší v řadě parametrů. Nejvýhodnější hypotéka má především nízkou úrokovou sazbu a žádné nebo jen minimum dalších poplatků. Hypoteční kalkulačka vám rychle ukáže výpočet úrokové sazby a také všechny účtované poplatky spojené s úvěrem. Získáte nejen výpočet úroku, ale také se dozvíte, jaká bude výše měsíční splátky hypotéky při vybrané době splatnosti a fixace.
💪 Why are we better
Bank
- Focuses only on their own products.
- Wastes time at in-person meetings.
- Mortgages are neglected in the banking app and the relevant information is missing.
- You'll receive a required documents list, however not a supporting hand.
- It is limited by its methodology, may not be able to solve your case.
- Once you sign the contract, it won't help you to get better deal later.
- You won't be always shown the fees in a clear form, it's up to you to discover them all.
- Lengthy offer up to several days without comparison.
- You communicate and provide the documents solely by yourself.
- We know the whole market - we'll find the best deal.
- Arrange everything online from home.
- Unique online mortgage banking app.
- We sort out administration and bureaucracy for you.
- We can handle even complex cases that banks can't handle.
- The best mortgage for the entire repayment period thanks to our Watchdog.
- We uncover hidden fees and draw attention to them.
- Best offer in minutes.
- We handle the communication with a real estate agency and lawyers on your behalf.
How does it work
- Comparison of all mortgages in Czechia5 minutesProvide as much information as possible to refine the offer and get better conditions. We'll also get you an online mortgage specialist, who will be at your disposal. After a careful inspection, we'll give you a very specific offer by the next day.
we're online - Mortgage purpose to the bankwithin 1 dayNon-biding inquiry to the bank. Validation of the supplied documents and identity verification. At this stage, the bank confirms the offered conditions and checks whether it has all necessary documents.
- Property appraisalwithin 5 daysThe bank conducts a property appraisal while we're checking the following: an extract of cadastre of real estates, legitimate owner, lien, foreclosures, easements and other mortgages. As a premium service, we can also have the sales contract checked for you by a partner law firm.
- Leave paperwork to uswithin 2-7 daysThe list of required documents:Detailed list of documents
- extract of cadastre of real estates
- lien for the property being purchased
- sales contract (or agreement on the future contract) - Signing at the bank5 daysThe bank will prepare all contractual documentation for you to sign at your preferred bank branch.
- Money in your account1 weekWe'll help you to meet the requirements for getting money for a property (for example, getting rid of overdraft). We keep an eye on the deadlines so you can use the money as soon as possible and without any penalties.
- Monitoring the best conditionsnon-stopOur system automatically checks whether you have the best conditions available on the market. You'll get notified in time when there's a possibility to save money or shorten the mortgage term.
Stories of our clients
Roman Č. | Brno
I have nothing to complain about. A professional and fast service.
Mortgage details
| amount | CZK1,995,000 |
| maturity | 20 years |
| repayment | CZK12,184 |
| interest rate | 4,09 % |
| fixation | 5 years |
| ltv | 70 % |
| fees | |
| specialist | Jana Žáčková |
Sára V. | Prague
Very good cooperation and communication with the mortgage bank.
Mortgage details
| amount | CZK2,214,500 |
| maturity | 20 years |
| repayment | CZK12,215 |
| interest rate | 2,94 % |
| fixation | 5 years |
| ltv | 70 % |
| fees | |
| specialist | Václav Vidlička |
Martin M. | Prague
I had to get all the paperwork ready, but thanks to a skilled broker and a user-friendly online mortgage registration system, the process itself was very convenient.
Mortgage details
| amount | CZK3,524,000 |
| maturity | 22 years |
| repayment | CZK19,886 |
| interest rate | 3,89 % |
| fixation | 5 years |
| ltv | 65 % |
| fees | |
| specialist | Michal Hobík |
Ondřej M. | Ostrava
Ms. Cikánková was a perfect point of contact. She was very helpful and trustworthy. If it wasn’t for the pressure and attitude at the UCB bank, I’d have closed the deal with you.
Mortgage details
| amount | CZK7,820,500 |
| maturity | 30 years |
| repayment | CZK33,907 |
| interest rate | 3,22 % |
| fixation | 10 years |
| ltv | 80 % |
| fees | |
| specialist | Klára Cikánková |
Ivana N. | Pardubice
I’ve found Hypo na míru by chance, without a prior recommendation, and I’m very satisfied with the communication and expertise of Ms. Kolouchová. I’d recommend the company to everyone for arranging a loan. 🙂 Ms. Barbora Kolouchová was always very pleasant.
Mortgage details
| amount | CZK730,000 |
| maturity | 10 years |
| repayment | CZK6,978 |
| interest rate | 2,79 % |
| fixation | 10 years |
| ltv | 80 % |
| fees | |
| specialist | Barbora Kolouchová |
Petra M. | Brno
My adviser is amazing! 😍 She’s always helpful and pleasant, simply top-notch… I’ve enjoyed working together very much. 😁 I’m completely satisfied. 🙂 I’m so happy I’ve found you. 🙂 I’ll recommend you whenever I can. 😊
Mortgage details
| amount | CZK2,340,000 |
| maturity | 30 years |
| repayment | CZK10,736 |
| interest rate | 3,64 % |
| fixation | 8 years |
| ltv | 90 % |
| fees | |
| specialist | Monika Cahová |
Radek H. | Pilsen
Ms. Žáčková is the best! 🙂
Mortgage details
| amount | CZK2,644,000 |
| maturity | 20 years |
| repayment | CZK15,091 |
| interest rate | 3,32 % |
| fixation | 10 years |
| ltv | 80 % |
| fees | |
| specialist | Jana Žáčková |
Simona K. | Chrudim
Amazing and professional approach, great communication and help. I can wholeheartedly recommend, they’ve arranged everything and helped me get a mortgage.
Mortgage details
| amount | CZK3,000,000 |
| maturity | 30 years |
| repayment | CZK14,013 |
| interest rate | 3,82 % |
| fixation | 10 years |
| ltv | 90 % |
| fees | |
| specialist | Monika Cahová |
Karel S. | Ostrava
This is how I imagine a top-notch consultant service. They’re looking for solutions for their customer, not for themselves. That’s a quality many consultants still lack. Up until now, I’ve been doing it all myself. I was recommended this service and I believe it paid off. I pay less interest and fees than if I had negotiated the deal with the bank as an individual. The Hypo na míru service is free and yet of an excellent quality.
Mortgage details
| amount | CZK10,400,000 |
| maturity | 18 years |
| repayment | CZK59,292 |
| interest rate | 2,39 % |
| fixation | 3 years |
| ltv | 80 % |
| fees | |
| specialist | Filip Křivánek |
Helena N. | České Budějovice
I’ve never met such an expert before. Ms. Cahová was the best thing that could have happened to me in my situation. I’m extremely grateful to her, as she has easily solved many obstacles on my side. I’m beyond grateful that I’ve decided to use your service, as you’ve made the whole process extremely easy and it was always pleasant to communicate with you.
Mortgage details
| amount | CZK2,700,000 |
| maturity | 30 years |
| repayment | CZK11,810 |
| interest rate | 3,29 % |
| fixation | 3 years |
| ltv | 45 % |
| fees | |
| specialist | Monika Cahová |
About hyponamíru
We're ready to
fight for a better mortgage for you
We want to make it easier, faster and more convenient for you to get the best deal on a mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust.
We are fully regulated by the Czech National Bank and The Office for Personal Data Protection. It goes without saying that all our specialists are qualified, experienced and friendly.
We've developed technology that allows us to compare over 25,000 mortgage loan combinations, to make sure you always get the best deal. Moreover, we'll partner with you throughout the entire term of your mortgage so that you don't miss out on any extra payments or possibility to refinance.
Like all mortgage brokers, we're paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere.
Hyponamíru team